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I Think I've Been Hacked

The one-sentence version: A hack is a mess to clean up, not the end of the world — work the checklist in order, change the important passwords from a clean device, and you'll be fine.

First: stay calm, and don't wipe yet

Your instinct may be to turn everything off and reinstall immediately. Resist that. Disconnect the suspect machine from the network (unplug the cable, turn off Wi-Fi), but don't wipe or reinstall yet — you may need what's on the disk to understand what happened, and your backups decide how you recover, not panic.

The ordered checklist

Do these in order. Each step protects the next one.

  1. Contain. Disconnect the affected machine. If you think email is compromised, act from a different device you trust — your phone, a spare laptop.
  2. Secure email first. Your email is the master key: almost every account can be reset through it. Change the email password from the clean device, then check for forwarding rules or filters the attacker added (they use these to read your mail silently), and revoke unknown sessions/devices. See Passwords and Passkeys and Two-Factor Auth.
  3. Enable two-factor auth on email and anything financial, if it isn't already on. This cuts off most follow-up access even if the attacker still has a password.
  4. Change the rest, starting with banks, then anything that holds your files or identity, then everything else.
  5. Decide: restore or rebuild. If you have backups (see Backups That Actually Restore), restore from a backup made before the incident. If you don't trust any backup — or don't have one — the honest answer is a full reinstall ("nuke and pave"), then change every password from scratch. A compromised machine that "seems fine now" isn't something to trust.
  6. Watch the money. Check bank and card statements for charges you don't recognize. Call the bank about anything suspicious.

When to call the bank or freeze credit

  • Call the bank when: money moved, cards were used, or your online banking password was compromised.
  • Freeze your credit when: identity documents (Social Security number, ID scans) were on the compromised machine. A freeze is free, reversible, and the single best defense against new accounts opened in your name. You freeze with each credit bureau individually.

Symptom → fix

Symptom Likely cause Fix
Friends get spam "from you" Email password leaked, or session stolen Change email password from a clean device; revoke sessions; enable 2FA
Password stops working Attacker changed it Use the account's recovery flow immediately, from a clean device
New forwarding rules / filters in email Attacker wants to watch your inbox Delete the rules; assume they read recent mail; change connected passwords
Unknown devices in account sessions Stolen login session Revoke all sessions, then change the password
Programs you didn't install; machine slow for no reason Malware Disconnect; scan or reinstall; see Updates for how it got in
Ransomware note on screen Malware encrypted your files Don't pay; restore from backup or reinstall. A note about limits: some strains destroy backups too — this is why 3-2-1 backups matter (see glossary).

How to tell family — without shame

Getting hacked is common and it's not a character flaw. Tell the people who need to know (anyone whose information shared your machine or network) plainly: what happened, what you did about it, and what they should watch for. No dramatic announcement needed — one honest message beats silence, because silence is what lets the attacker use your name against them.

Next: Glossary